Annuities

Retirement income planning helps ensure you have a steady stream of income throughout retirement. By strategically using annuities, we help you create a reliable financial plan that protects your savings, minimizes risk, and maximizes guaranteed income, so you can retire with confidence and financial security.

​

Fixed index annuities offer growth potential linked to a market index, like the S&P 500, while also protecting your principal from market losses. They provide tax-deferred growth, optional income riders, and guaranteed income streams, making them a balanced option for those seeking growth with protection.

Immediate annuities begin paying income shortly after a lump-sum investment, providing a reliable, guaranteed income stream for life or a set period. These are ideal for retirees looking for predictable cash flow without market risk, ensuring financial stability in retirement.

Long-term care annuities combine tax-deferred growth with coverage for long-term care expenses. They help protect your assets by providing enhanced payouts if you require long-term care, making them a smart option for those planning ahead for healthcare costs in retirement.

Fixed annuities provide a guaranteed interest rate and predictable income, making them a safe option for conservative investors. They offer tax-deferred growth and protect your principal from market fluctuations, ensuring steady returns over time. These annuities are ideal for individuals seeking financial stability and security in retirement.

Variable annuities allow you to invest in a selection of sub-accounts, similar to mutual funds, offering higher growth potential. While returns fluctuate with the market, they also provide tax-deferred growth and optional income guarantees, making them a good choice for those willing to take on more risk for higher potential rewards.

Deferred annuities allow your money to grow tax-deferred over time before starting income payments. They offer flexible payout options and are ideal for individuals looking to accumulate wealth for future income needs, such as retirement.